Opportunity Information: Apply for FR 6300 N 30

The FY19 NOFA Housing Counseling Training Grant (Funding Opportunity Number FR 6300 N 30) is a discretionary HUD grant offered as a cooperative agreement under CFDA 14.169 (Housing). Its central goal is to strengthen the housing counseling field by investing in the training infrastructure that produces competent, professional housing counselors and well-prepared HUD-approved housing counseling agencies. In practical terms, HUD is using this funding to improve the quality and consistency of counseling services so consumers can make better-informed housing decisions, while also ensuring that federal dollars allocated to HUD's Housing Counseling Program have greater real-world impact.

A major driver behind this opportunity is the housing counselor certification requirement established by statute in 2010 and implemented through HUD's Housing Counseling Certification Final Rule published on December 14, 2016. Under that rule, housing counseling connected to HUD programs must be delivered by HUD-certified agencies and HUD-certified individual counselors, and counselors must demonstrate competency through a written exam. The grant is designed to support training that aligns with the competencies counselors need to meet certification expectations, particularly across HUD's six core counseling topic areas: financial management; property maintenance; homeownership and tenancy; fair housing and other civil rights laws and requirements; housing affordability; and avoiding and responding to rental and mortgage delinquency, including eviction and mortgage default. The overall emphasis is on building a workforce that can reliably counsel households on the full range of issues they encounter before, during, and after securing housing.

HUD also highlights the need to expand specialized capacity in two priority areas. The first is default counseling for Home Equity Conversion Mortgage (HECM) borrowers, reflecting HUD's concern about the financial performance of the HECM portfolio within the FHA Mutual Mortgage Insurance (MMI) Fund. HUD cites its Annual Reports to Congress noting the HECM portfolio's negative capital ratio (including a reported negative 18.83 percent for FY2018, declining from the prior year), framing HECM defaults and foreclosures as a significant drain on the MMI Fund. Through this grant, HUD aims to increase the number of agencies and counselors trained to provide HECM default counseling, with the expectation that better-informed borrower assistance can reduce defaults and associated losses.

The second priority area is disaster preparation and recovery. HUD points out that housing counseling agencies are often closely tied to their communities and can play a key role both before and after disasters. Before a disaster, agencies can integrate preparedness planning into routine counseling and education. After a disaster, counselors can help households navigate complex, rapidly changing recovery resources, programs, and local systems. The NOFA therefore supports training courses that build counselor knowledge and practical readiness in disaster-related counseling, positioning agencies to respond more effectively when communities experience shocks such as storms, fires, floods, or other emergencies.

Another theme running through the NOFA is that counselors increasingly need both broad foundational training and deeper instruction in specialized subject matter to deliver high-quality services. HUD explicitly acknowledges that while some counselors may operate as generalists, many will specialize, and the field needs training options that cover both basic and advanced competencies. Alongside course support, HUD also intends the funding to help housing counseling agencies expand partnerships with local and statewide organizations to deliver place-based training tailored to state and local housing issues. A further expected outcome is an increased number of training scholarships, which is meant to reduce cost barriers and bring more counselors into the pipeline or help existing counselors obtain the training required for certification and specialized practice.

From an administrative standpoint, the opportunity was issued by the US Department of Housing and Urban Development on August 6, 2019, with applications originally due September 5, 2019 (submitted electronically by 11:59 p.m. ET). HUD anticipated making about four awards, with an award ceiling of $2,500,000. Eligibility is listed broadly as "Others" with additional eligibility details referenced in the full announcement text, indicating that prospective applicants needed to consult the NOFA for the precise eligibility rules and any limitations or required qualifications.

  • The US Department of Housing and Urban Development in the housing sector is offering a public funding opportunity titled "FY19 NOFA Housing Counseling Training Grant" and is now available to receive applicants.
  • Interested and eligible applicants and submit their applications by referencing the CFDA number(s): 14.169.
  • This funding opportunity was created on Aug 06, 2019.
  • Applicants must submit their applications by Sep 05, 2019 Electronically submitted applications must be submitted no later than 1159 p.m., ET, on the listed application due date.. (Agency may still review applications by suitable applicants for the remaining/unused allocated funding in 2026.)
  • Each selected applicant is eligible to receive up to $2,500,000.00 in funding.
  • The number of recipients for this funding is limited to 4 candidate(s).
  • Eligible applicants include: Others (see text field entitled Additional Information on Eligibility for clarification).
Apply for FR 6300 N 30

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